ZipPay v Afterpay - Which is Better?

October 09, 2017

ZipPay v Afterpay - Which is Better?

What are Afterpay and ZipPay?

Afterpay and ZipPay let you defer payment of your order and pay it back in instalments - a real "buy now, pay later" solution. Your order will be sent to you immediately, and the repayment is super easy to manage.

All you need to do is sign up for an account - you can do so with Afterpayas well as ZipPayand use whichever is offered by the store you are shopping at! There are no length process or wait times - each service uses your mobile phone number and some personal details to instantly create your account. You will need to be over the age of 18 to be eligible for both

Both cater for an order total of up to $1000.

What is the difference?

 Afterpay ZipPay

To be eligible for Afterpay, all you need is a valid credit card or debit card and the initial deposit

Afterpay allows your total order value to be paid back in four equal instalments. You are automatically charged fortnightly on your credit or debit card. All you need to do is choose Afterpay as your payment option when you want to purchase products

However with Afterpay, the first 25% payment is payable up front at the time of order as a deposit, and no interest is incurred on the remaining so long as payments are made within the fortnightly period.

With Afterpay, you can log in to your Afterpay account, view your orders and manage your account and payments at any time

If you are late on payment, Afterpay charges a $10 fee, though they send numerous reminder emails to make sure you have sufficient cash on your card to meet the payment.

Afterpay's only restriction is that it you need to have a much more rigid structure to the payback period - in fortnightly instalments. Compared to ZipPay, which allows a flexible payment schedule, from weekly to monthly, this option is less preferred for people with varying weekly income or who just want more time to pay back the balance.

ZipPay requires more than just a valid credit or debit card. They only accept debit cards and you must be employed and earning at least $300 per week.

ZipPay works by choosing it as a payment method at checkout. ZipPay will then pay for the order to the merchant on your behalf. It then allows you to pay back the purchase over any time period of your choice - interest free! You can pay over time as weekly, fornightly or monthly.

The benefit of ZipPay over Afterpay here is that the first instalment is not payable up front - there is no deposit required.

ZipPay doesn't have "late fees" persay, but they will charge a $5 monthly fee for having any outstanding amount owing on your account after the first month.

 

 

 

Now that you have seen the comparison of Afterpay and ZipPay - you can make your choice on what suits you best. We offer both forms of payment on all products on the website, including laces, cleaners, paint, protectors and dubraes. Grab your items for no up-front cost today!


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Sizing Chart

ROWS OF EYELETS

LACE LENGTH RECOMMENDED SNEAKERS
4 OR LESS

Small

(36 inch)

  • adidas Ultraboosts(through the cage)
  • adidas NMDs(both NMD_R1 and NMD_R2)
  • ASICS Gel Lyte III (untied)
  • Puma Tsugi Shinsei

Includes both rope laces and flat laces for Ultraboosts and NMDs

5 - 6

Small

(36 inch)

Untied

-------

Medium

(43 inch)

Tied

  • adidas Ultraboost (tied with OG length or stacking through primeknit)
  • adidas Yeezy Boost 350 V1 and V2(untied)
  • adidas Y3 Qasa High
  • adidas ZG Boost
  • adidas Pure Boost
  • Nike Flyknit Racer
  • Nike Flyknit Mariah Racer
  • Nike Air Vapormax
  • Nike Janoski and Janoski Max
  • Nike Air Max Zero
  • New Balance 997
  • New Balance 247
  • New Balance 1978
7 - 8

Medium

(43 inch)

Untied

-------

Large

(50 inch)

Tied

  • Nike Air Max 97
  • Nke Air Max 95
  • Nike Air Max 98
  • Nike Air Max Plus (Nike TN)
  • Nike Air Max 1 (Women)
  • Nike Air Max 90 (Women)
  • Nike Air Max LD-Zero
  • Nike Free Runs
  • ASICS Gel Saga
  • ASICS Gel Lyte V
  • ASICS Gel Respector
  • ASICS GT-2
  • ASICS Gel Kayano Trainer
  • adidas ZX Flux
  • adidas Tubular
  • adidas Yeezy Boost 350 V1 and V2
  • New Balance 996
  • New Balance 997
  • New Balance 998
  • New Balance 1500
  • Puma Blaze of Glory

The majority of running shoes will be in this range.

9 -10

Large

(50 inch)

  • Nike Air Presto (though fewer eyelets, these are widely laced)
  • Nike Air Max 1
  • Nike Air Max 90
  • Nike Air Force 1 Lows
  • Nike Dunk Lows
  • Any Nike Air Jordan from the Air Jordan III (untied)
  • adidas Stan Smith (inc Raf Simons)
  • Converse All Stars
  • adidas Superstar
  • adidas Ultraboost (stacking through the primeknit)
  • adidas Yeezy Boost 750
  • ASICS Gel Lyte V
  • Rick Owens Ramones Lows
11 +

X-Large

(63 inch)

  • Nike Air Jordan I
  • Nike Foamposites
  • Nike Dunk Highs
  • Nike Air Force 1 Highs
  • Rick Owens Ramone Highs (no wrap)
  • Any other Air Jordan where you want to tie
  • Most high-top basketball shoes (KDs, LeBrons, Currys, Kyries, Kobes).

 

Most Common Questions

Ultra Boost laces length?

We recommend Medium (43 Inch) laces for Ultraboosts, as this matches the stock lace length. However, for those looking for a smaller bow or to wear untied, Small (36 Inch) would be an ideal option. You can find both these lengths across our most popular styles in our Ultraboost collection

NMD laces length?

The adidas NMD is notorious for having laces which are way too long. We suggest our Small (36 Inch) laces for the best fit, which when threaded loosely will give you a nicely sized bow without all the dangle and mess of the stock laces. You can find NMD laces here in our NMD collection

Most popular Ultra Boost laces?

The best thing about ultraboosts is that they are versatile and look great with both rope laces, and flat laces. We suggest keeping to the lightweight, tech-vibe by using regular aglets. Our favourite laces for ultraboosts are the black/3M flat lacesin Medium (43 Inch).

 

This sizing chart is a guide only and is flexible depending on how you thread your laces. For those you enjoy tight threading, our recommended "untied" versions may be appropriate for tying. For those who enjoy particularly loose threading, a larger length may be more appropriate. It will also depend on the size of the shoe (for example some smaller Ultraboosts would be recommended as 36 inch, but larger ones as 45")

The best way to check a rough appropriate length is to measure the current laces in your shoes.